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Payment Infrastructure Solutions

Modern rails for how your business moves money. We design, integrate, and operate payment stacks that are fast, compliant, and reconciled in real time from mobile money and cards to fully cashless environments powered by our own Swyp platform.

Swyp app showing tap-to-pay checkout and analytics dashboard
The problem

Cash and disconnected payment tools carry hidden costs: long queues, handling risk, reconciliation errors, and zero visibility into what actually happened.

Cash leaves no system-generated record. It's easily diverted before it reaches the books, and it depends entirely on the integrity of manual processes. Even digital payments, when spread across disconnected providers, create their own mess mismatched settlement files, month-end surprises, and finance teams doing detective work instead of analysis.

Our approach: make every transaction a digital, timestamped event from the moment funds enter the system to the moment they're reconciled so operations, finance, compliance, and management share one live view.

Featured product
Swyp by SynqAutomation

Tap. Paid. Reconciled.

Swyp is an NFC-powered digital wallet platform for any environment where cash changes hands cafés, retail outlets, transport, event ticketing, and field sales. Users fund wallets via mobile money such as M-Pesa, MTN, Airtel money and pay with a tap on standard Android and iOS devices. No proprietary hardware required.

<5 secper transaction, with offline support during connectivity downtime
Zero cashfunds move wallet-to-merchant, removing shrinkage at the source
100%of transactions logged, timestamped, and reconciled automatically in real time

Five-part architecture

Everything Swyp needs to run a cashless operation, working as one system.

[ 01 ]

Digital wallets

A secure wallet per user, funded from mobile money.

[ 02 ]

Mobile money

Native integration, with flexible support for other rails.

[ 03 ]

NFC credentials

Tap-to-pay via card, phone, or wearable.

[ 04 ]

Mobile point-of-sale

Any NFC Android or iOS device becomes a till.

[ 05 ]

Real-time reporting

Live dashboards, with optional Power BI integration.

End-to-end transaction flow

From top-up to reconciled report every transaction becomes a digital event.

[ 01 ]

Fund wallet

Top-up via mobile money into the user's Swyp wallet.

[ 02 ]

Tap to pay

NFC tap at the mPOS under 5 seconds, even offline.

[ 03 ]

Authenticate

Auto-processed and logged: user, outlet, device, time, amount.

[ 04 ]

Reconcile

Real-time sync; discrepancies flagged immediately.

[ 05 ]

Report

Live dashboards; feeds to BI, ERP, payroll, and HR.

Built for anywhere cash changes hands

One platform, deployed across very different front lines.

Workplace services

Canteens, vending, and staff purchases.

Retail outlets

Multi-site chains and franchises.

Transport

Fares, fleets, and terminals.

Event ticketing

Gates, concessions, and festivals.

Field sales

Agents and distribution routes.

Powerful features for modern businesses

The most efficient payment solutions saving money, time, and effort while powering your growth from one unified dashboard.

[ F.01 ]

Swyp-POS Technology

Transform any mobile device into a powerful point-of-sale system. Accept payments anywhere, anytime with our cutting-edge SoftPoS solution.

Mobile point of sale Real-time processing Multi-payment methods
Customer tapping to pay at a Swyp-powered point of sale
[ F.02 ]

Payout System

The Swyp Payout System streamlines splitting and disbursing payouts to multiple recipients through open banking integration ensuring accurate, timely transaction handling.

Automated payouts Fee profile setup Real-time tracking Bulk payment processing
Swyp payout management dashboard showing recipient list and disbursement status
[ F.03 ]

Unified Dashboard

Manage your entire payment ecosystem from one powerful dashboard. Track transactions, analyze performance, and grow your business with data-driven insights.

Real-time analytics Full system management Bank-level security 24/7 support
Learn more →
Analytics dashboard showing real-time payment metrics
Beyond Swyp

Full payment infrastructure services

Whether you deploy Swyp or modernize an existing stack, we cover the whole payment lifecycle.

Gateway & orchestration integration

Connect cards, mobile money, and bank rails behind one clean integration layer routing each transaction to the best-performing provider.

Real-time payments & settlement

Instant payouts, collections, and settlement flows built on modern rails, with status visible the moment money moves.

Reconciliation & billing automation

Automated matching across providers, banks, and your ERP with exceptions surfaced immediately, not at month-end.

Compliance & fraud controls

PCI-DSS aligned architecture, KYC flows, transaction monitoring, and fraud rules designed into the stack from day one.

Ready to go cashless?

Book a discovery call.

We'll walk you through Swyp live, map it to your sites and workflows, and scope a pilot you can run in weeks.

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